1. Who We Are

Zenith Wertvale ("Zenith Wertvale", "we", "us", or "our") provides AI-driven data analysis and risk-mitigation information for private investors. This Privacy Policy applies to the website, related tools, and any communications associated with Zenith Wertvale. References to our registered address can be found in the Contact section below and in the site footer.

2. Information We Collect

We may collect the following categories of information:

• Information you provide: name, email address, company name, and any other details you submit through contact forms, inquiry forms, or correspondence with us.
• Automatically collected information: IP address, browser type, device information, pages visited, time spent on pages, referring URLs, and other usage data collected via standard web server logs and analytics tools.
• Cookies and similar technologies: small data files stored on your device that help us understand site usage and improve functionality (see Section 4 below).
• Information from third parties: where applicable, information received from service providers or partners that assist in operating our website.

We do not knowingly collect sensitive personal information such as financial account credentials, government identification numbers, or health data through this website.

3. How We Use Information

We use the information we collect for purposes that may include:

• Operating, maintaining, and improving our website and services;
• Responding to inquiries, support requests, and other communications;
• Sending administrative information, such as updates to this policy or our terms;
• Analyzing usage trends to improve site performance and content;
• Protecting against fraud, unauthorized access, and other security risks;
• Complying with applicable legal obligations.

We do not use automated decision-making based on personal information to produce legal or similarly significant effects concerning individuals through this website.

4. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to distinguish you from other users, remember preferences, and understand how our site is used. Cookies may be categorized as:

• Strictly necessary cookies: required for core site functionality.
• Performance and analytics cookies: help us understand visitor behavior to improve the site.
• Functional cookies: remember choices you make to personalize your experience.

Most browsers allow you to refuse or delete cookies through browser settings. Disabling cookies may affect certain features of the website.

5. How We Share Information

We do not sell personal information. We may share information in the following limited circumstances:

• Service providers: third parties who perform services on our behalf, such as hosting, analytics, or communications tools, subject to confidentiality obligations.
• Legal requirements: where required to comply with applicable law, regulation, legal process, or governmental request.
• Business transfers: in connection with a merger, acquisition, or sale of assets, information may be transferred as part of that transaction.
• With your consent: where you have explicitly agreed to a specific disclosure.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the nature of the information, the purpose for which it was collected, and applicable legal or regulatory requirements.

7. Data Security

We implement reasonable technical and organizational measures designed to protect information from unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the right to:

• Request access to the personal information we hold about you;
• Request correction of inaccurate or incomplete information;
• Request deletion of your personal information, subject to certain exceptions;
• Object to or restrict certain processing activities;
• Request a copy of your information in a portable format;
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details in Section 12. We may need to verify your identity before responding to your request.

9. International Data Transfers

If information is transferred to or processed in countries outside your own, we will take reasonable steps to ensure it receives an adequate level of protection consistent with applicable data protection laws.

10. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The updated version will be indicated by a revised "Last updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Zenith Wertvale
Kortumstraße 14, 44787 Bochum