Terms of Service

1. Acceptance of Terms

By accessing or using the Zenith Wertvale website, tools, or related services (collectively, the "Services"), you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Services.

2. Description of Services

Zenith Wertvale provides AI-driven data analysis and informational tools intended to support private investors in reviewing portfolio data and identifying potential risk factors. The Services are provided for informational purposes only and do not constitute financial, legal, tax, or investment advice.

3. No Investment Advice

Nothing produced by Zenith Wertvale, including analysis outputs, reports, scores, or logs, should be construed as a recommendation to buy, sell, or hold any security or asset. Users are solely responsible for their own investment decisions and should consult a licensed financial advisor before acting on any information obtained through the Services.

4. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Services. By using Zenith Wertvale, you represent and warrant that you meet these requirements.

5. Account Responsibilities

If you create an account with Zenith Wertvale, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

6. Acceptable Use

You agree not to misuse the Services. This includes, without limitation, refraining from:

• Attempting to gain unauthorized access to our systems or data
• Reverse engineering, decompiling, or scraping any part of the Services
• Uploading malicious code, data, or content
• Using the Services in violation of applicable laws or regulations
• Reselling or redistributing outputs from the Services without authorization

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with Zenith Wertvale are the property of Zenith Wertvale or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without prior written consent.

8. Data and Performance Logs

Zenith Wertvale may publish aggregated or illustrative performance data, methodology descriptions, or transparency logs on the website. Such materials are provided for general informational purposes and should not be interpreted as a guarantee of future results or as individualized advice.

9. Third-Party Links and Services

The Services may contain links to third-party websites or integrate third-party tools. Zenith Wertvale does not control and is not responsible for the content, accuracy, or practices of any third-party resource.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Zenith Wertvale does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Zenith Wertvale and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from or related to your use of the Services.

12. Indemnification

You agree to indemnify and hold harmless Zenith Wertvale and its representatives from any claims, damages, losses, or expenses arising out of your use of the Services or violation of these Terms.

13. Termination

Zenith Wertvale reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or the platform.

14. Changes to the Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised "Last updated" date. Continued use of the Services after changes are posted constitutes acceptance of the updated Terms.

15. Governing Law

These Terms shall be governed by the laws of the jurisdiction in which Zenith Wertvale operates, without regard to conflict-of-law principles. [Insert specific governing jurisdiction details as applicable.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.

17. Contact Information

If you have questions about these Terms, please contact us using the details provided on our Contact page.